经济学院2019年第十七、十八 次学术讲座

主讲嘉宾: Sushanta Mallick 教授

单  位：伦敦玛丽王后大学（Queen Mary University of London）

主讲题目：1. Inclusive Banking, Financial Regulation and Bank Performance: Cross-Country Evidence

时  间：2019年4月22日（周一）上午9：00

主讲题目: 2. How to conduct research and get published in Economics journals

时 间：2019年4月22日（周一）上午10：45

地  点：经济学院103教室

                                    经济学院

                                 2019年4月16日

摘要1. Using data for 1,740 banks from 86 countries over the period 2004-2015, this paper contributes to the ongoing policy debate on whether greater financial inclusion can help improve bank performance, even in the presence of financial regulation. We, first, document a strong positive association between financial inclusion and bank efficiency, and then show that this association is stronger in countries with limited restrictions on banking activities, less barriers on foreign bank entry, and more capital regulation stringency. Exploring plausible channels, we find that greater financial inclusion helps banks reduce the volatility of their deposit-funding share, providing more stable long-term funds for banks while also mitigating the negative effects of their return volatility. Exploiting cross-country and temporal variation in the timing of inclusive financial agenda with hand-collected data on membership of an inclusive policy network of countries to actively promote inclusiveness, we also show, using a difference-in-differences estimator, that an enabling inclusive financial environment has positive impact on bank performance. Thus the significant benefits of inclusive banking have ramifications for enabling regulatory incentives to promote inclusive financial intermediation.

2. Sushanta Mallick 教授将介绍自己的研究和发表论文经验，欢迎有兴趣的硕博士生和老师们参加。

简介：Sushanta Mallick is a Professor of International Finance at the School of Business and Management, Queen Mary University of London, UK. Also, since January 2015, he has been the Co-editor-in-Chief of ‘Economic Modelling’ – a leading 35-year old scholarly journal published by Elsevier. His academic work has been mainly focused on issues in macroeconomic policy, international finance and economic development. He has researched different aspects of international economics and finance at both the macro and micro-economic levels. As well as monetary and financial issues, his published research includes issues connected with growth, development, and poverty. He has also carried out a substantial amount of work on various aspects of macroeconomic modelling. His work has been published in journals such as: Journal of Economic Behavior & Organization, Economic Inquiry, World Development, Journal of Financial Stability, European Financial Management, Industrial Relations, Physical Review E, Review of Income and Wealth, Journal of International Money and Finance, Economics Letters, Macroeconomic Dynamics, Europhysics Letters (EPL), Journal of the Operational Research Society, Journal of Development Studies, Journal of Macroeconomics, Cambridge Journal of Economics, IMF Staff Papers (now IMF Economic Review), Physica A, and many others.